Ways to Save - Moneywinks

May 28, 2008

Building a nest egg

Filed under: Savings — moneywinks @
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Can you just save $5 a day?  It adds up and here is how.  For easy math let’s say there are 30 days average a month.  That would $150 for month in savings.  So if you do that for 12 months you will have $1800 for the year.  Let’s take it a step further and say you do it for 5 years you will have a total of $9,000. 10 years and you will have $18,000.  That is a easy way to put a few dollars in your savings and those numbers do not even include the interest you will be earning.  I can already see your nest egg beginning to grow. 

What if you do not have $5 a day to put away? Then start with $1 dollar.  Also if you are that tight on money you need to look at all your spending and see if you can cut out anywhere on the Starbucks runs, eating out, cable, and other luxerious items. 

Try it and see how it works for one month - Turn saving a little money into a habit!

May 26, 2008

Memorial Day

Filed under: Holiday, Off Topic — moneywinks @
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Today is not just a day that I have off of work.  It is a day to be thankful for all the soldiers in the United States who gave their life for our freedom.  Thank You to all the troops who have made sacrifices to serve and to all the troops who are currently serving in our country. 

May 22, 2008

How you can reduce the price of gas

Filed under: Cars, Gas — moneywinks @
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We have all read the articles on how to make gas prices go down.  Some examples are to not fill up for 1 day and others were to boycott a big player like Exxon.  We all know those will not work because if you skip one day of filling up you are either going to fill up the day before or the day after.  Here are some real ways that I thought would be a good way to make the fill ups at the pump less often and decrease the demand of gas.

1.  Ride the bus one time/or multiple times a week instead of driving alone to a places
2.  Walk to local places and get some exercise
3.  Prioritize errands so that you take the most efficient routes
4.  Empty your trunk of anything you do not need back there.  Lighter the car the better the gas mileage will be.
6.  Check the air pressure on your tires
6.  Ask around work to carpool with co-workers
7.  If you are a multiple-car family try to reduce down to 1-2 cars and share.
8.  If you need a new car consider getting a hybrid
9.  Ride a bike to work and other places
10.  Get a motorcycle/Scooter

Just imagine if everyone out there did one of these things consistently and the impact we could have on reducing gas prices. 

Do you have any other ways to make trips to the pump less often?

 

May 20, 2008

Long weekend

Filed under: Off Topic, Travel — moneywinks @
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We had a great trip in San Francisco.  We stayed at the Marriott Hotel in Fisherman’s Wharf and it was very nice.  The bed was super comfy. We enjoyed Pier 39,  street performers, the food, and the Go Tour Car that took us all over the city. We rode on the BART, Muni, Cable cars, and everything else they use there for transportation. They work great but the downfall of them is waiting for them to pick you up at stations and they were pretty packed the whole time.  If a bum got on the bus you knew it because they smelt so bad. 

We saw all the hot tourist spots and ate at some great places.  If you have not spent a long weekend there I would recommend visiting there soon.  Go spend your stimulus check on a trip to help the economy…

May 8, 2008

Gas prices suck

Filed under: Cars, Gas, Politics — moneywinks @
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The gas prices are getting out of hand.  It is funny that Bush comes out and says there is really nothing that the government can do about it right now.  I am not a big fan of government intervention anyway, but i find it super funny at how easy Bush got the stimulus plan to happen. 

At any rate, I saw Chrysler is now offering if you buy some of their cars that they will guarantee you $2.99 per gallon of gas for three years.  I noticed that all the cars that fall under the deal are SUV’s.  If people are going to buy a car because of that then whatever.  I want cheaper gas prices.  Maybe when a car company guarantees me Gas for $1.50-$1.99 a gallon then I might get a car from them. $1.00 a gallon would be most preferred.  

Is there any good reasons for gas prices to be this high?

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