I am 25 years old and lately have been seeing many articles that talk about social security. Is this something that I should plan on getting when I retire? As of right now there is a very small chance that I will even get it anything out of it. But yet I pay into it twice a month. For the people out there who are a long ways from sitting on the beach with a cocktail or hitting the golf course daily, you better start saving now and putting the money away.
My saving habits are based on that I will not be getting social security. If that day comes and for some reason there is still a drop or two left of the thousands I put into the system over the years I will be shocked.
Is the government doing anything these days to improve the social security situation?