Not planning on social security

I am 25 years old and lately have been seeing many articles that talk about social security.  Is this something that I should plan on getting when I retire?  As of right now there is a very small chance that I will even get it anything out of it.  But yet I pay into it twice a month.  For the people out there who are a long ways from sitting on the beach with a cocktail or hitting the golf course daily, you better start saving now and putting the money away. 

My saving habits are based on that I will not be getting social security.  If that day comes and for some reason there is still a drop or two left of the thousands I put into the system over the years I will be shocked. 

Is the government doing anything these days to improve the social security situation?

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2 responses to this post.

  1. While the government says they are trying, it’s nothing yet – just talk. When it comes down to it, it’s up to you. I’m 26 and am not expecting the current solution to be in existence in 15 years…

    Reply

  2. Social Security will be there for your generation, unless you buy the scare tactics pitched by this administration and conservative think tanks to convince you to give up on it first. Predictable reforms will have to be made sometime over the next 30 years (just as they were in 1983) but so what? Is the pentagon’s budget, the education department’s budget or any other government program’s stable and predictable for the next 30 years, of course not. It’s all about priorities. The only way you lose Social Security is if you buy the propoganda and give it away first.

    Reply

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